Car History Checks - Check elements explained
Insurance Loss and Write-off categories
List with detailed explanations is on a separate page use link on menu bar
Current finance agreements on UK vehicles number over 7 million, 2 out 3 new cars are purchased with some sort of finance agreement. If you buy one you could have the
vehicle repossessed by the finance company, if your selected car check includes this search element you will be supplied with the details of the agreement and be able
to check with the lender as to the status and liability of the loan.
Gives you the following information: Make, Model, Engine size, Engine number, Fuel, Body style, Colour, Gearbox, Year of manufacture and date of first registration,
Scrapped notification received, Date current keeper acquired the vehicle and the number of previous keepers.
Checks if the vehicle appears on any stolen vehicle register or data bases. The Police National Computer holds records of all vehicles confirmed as stolen, if you buy one of
these you may stand to lose it, along with the money you paid for it, as they remain the property of the true owner or insurance company who may have paid out on it.
Registration Plate Transfer
Will tell if a vehicle has been the subject of a legitimate registration number change. In recent years personalised plates have become very popular and most changes are
completely innocent, however there is always the fraudulent members of society who will try to use a plate change to hide a vehicles true past i.e. stolen or accident damage.
Whether a vehicle is registered as imported. Note a data check cannot provide information about the vehicle while it was not in the UK. Also note that a vehicle, new or used,
purchased from another country within the European Union is now not classified as imported.
Providers use various sources to ascertain that a mileage is genuine they include DVLA (Driver and Vehicle Licensing Authority) VMC (Vehicle Mileage Check) BVRLA
(British vehicle rental and leasing assoc.) RMI (Retail Motor Industry federation) NMR (National Mileage Register) results will be given in date order so that they can be
checked against known date/mileage points i.e. service records, MOT's, etc. Data check providers may ask you to input the current mileage of the vehicle and will flag up
any discrepancies that appear in the sequence. If there is, there will be a strong possibility that the vehicle has been 'clocked' (had the mileage turned back) and
should be avoided. It is estimated that clocking cost the industry around £100 million a year, it is a major problem in the UK, beware.
High Risk Alert
A car appearing on these registers is deemed at high risk of fraud or theft and may well be being track by a third party. They may be hire cars, garage forecourt stock or
demonstrators etc. and are placed on the register so that they can be traced easier if stolen and offered for resale.
Valuations, where available, assume you are buying the vehicle from a dealer, they will presume the vehicle is in good/average condition with a average mileage of around
10,000 miles a year from registration. The valuation given will not be for the actual vehicle being checked but an indication of the market value of that particular
MOT Certificate Check
MOT history checks are now available free from the DVLA and are included by most check suppliers. You can also perform one direct online from here - MOT Check - you
only need a registration number, records are only held back to 2005 online. MOT certificates do get stolen, forged or cloned and vehicles sold with a dodgy MOT is probably not roadworthy.
If a sole check is available you will need to provide the certificate number, the number you provide will be check against all that have been reported or recorded stolen so may flag a suspect certificate.
When you obtain your history check you should check the numbers/details against those on the actual vehicle as well as the registration documents...
do not take things as read!! A data check cannot tell you If a vehicle has been cloned i.e. is baring false Vehicle Registration Marks(VRM) or Vehicle Identification Number(VIN)
so check the document details against the numbers/details on the actual vehicle. Cloning and Ringing - find out more from the link below.
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